My day job recently began a 401K program that I’m only now looking over. At the same time I’m looking for a credit card to build my credit history. The prospect of giving a bunch of money to huge capitalist corporations for decades feels immoral.
Banks just flatly horde money, penalize poorer people and reward rich people, and lobby against protections for the public. Then the whole point of good credit is to hopefully one day promise a bank exorbitant amounts of money for a house or car. With investment portfolios your money goes to a random bunch of huge companies that engage in a mix of chaotic, neutral, and true evil behavior.
Is there a method of planning for your future in a capitalist society that doesn’t support these awful companies?